to block transfers to suspicious accounts for two days. True, it happens that a bank “slows down” a regular transfer. And people are unhappy about this. However, it is probably better this way saudi arabia telegram data than if a person loses their money forever. Moreover, we see that the majority – about 60% – manage to. Understand in these two days that they could have become victims of fraud.
— In addition to banks’ readiness to block suspicious transfers. Does the Bank of Russia propose any other measures to combat fraudsters at the legislative level?
The Bank of Russia has come up with
three initiatives that should help protect citizens from fraudsters. The first has already become law. The State Duma recently passed a bill on a cooling-off period when receiving a loan. From September 1, when this rule comes into effect throughout Russia, the lender will be able to transfer money to the borrower only four hours after the conclusion of the agreement for amounts from 50 thousand to 200 thousand rubles. And if the loan was larger, then only after 48 hours. Statistics show that a significant number of victims who have been under the influence of fraudsters realize what happened within a few hours to a couple of days, so this measure will help solve some of the problems.
Our second initiative, which has also become
a law and will be in effect since March 1, is the ability to set a self-prohibition on issuing loans through State Services. If a person later wants to regain the right to receive loans, he will also be able digital marketing for local businesses a guide to remove it through State Services, but he will need to sign the UNEP “Gosklyuchg removed by a fraudster if he fraudulently gains access to a person’s personal account on State Services. If a person does not have such signatures, he will be able to remove ao lists the self-prohibition only in person at the MFC. But even after this, the self-prohibition will be in effect for another 2 days – which will further reduce the risks of receiving loans under the influence of fraudsters.